Withdrawal of PF Amount from Wipro After Resigning in 2015: A Comprehensive Guide

Withdrawing your Provident Fund (PF) amount from Wipro after resigning in 2015 can be a straightforward process if you follow the correct steps. This guide will walk you through the entire process, ensuring you can efficiently and legally access your funds.

Check Your Eligibility

As per the guidelines set by the Employees' Provident Fund Organization (EPFO), you must have completed at least two months of service after your last PF contribution to your account to be eligible for withdrawal. Since you resigned in 2015, you should be eligible to proceed. However, it's always a good idea to verify your eligibility by visiting the official EPFO website or contacting their helpline.

Gather Required Information

Before you begin the withdrawal process, ensure you have the following details handy:

Your Universal Account Number (UAN) Your Provident Fund (PF) account number KYC documents such as Aadhar, PAN, or bank account details

Activate Your UAN

If you have not yet activated your UAN, this is the first step you need to take. You can do so on the EPFO Employees Provident Fund Organisation website. Activating your UAN will enable you to access your PF account online, making the withdrawal process much easier.

Online Withdrawal

Step-by-Step Guide:

Visit the EPFO member portal. Login using your UAN and password. Go to the Online Services tab and select 'Claim Form-31 19 10C'. Fill in the required details and submit your claim.

Offline Withdrawal

If you prefer to withdraw offline, you can fill out Form 19 for final settlement and Form 10C for pension withdrawal (if applicable). Ensure you submit the forms to the regional EPFO office along with the required KYC documents. This method is slightly more cumbersome but offers the option of direct consultation with EPFO officials.

Track Your Claim

After submitting your claim, you can track the status of your application on the EPFO portal. Regularly check your registered mobile number and email for updates.

Wait for Processing

The withdrawal process can take a few weeks, depending on the workload at the EPFO. Keep an eye on the portal and your registered contacts for any updates.

Additional Requirements for Withdrawal

It's important to note that, in addition to the claims forms, you may need to submit additional documents such as a relieving letter and a cancelled blank cheque. It is advisable to follow the specific requirements as stated by Wipro HR or the EPFO.

After submitting the required documents, including the approved claim form, the EPFO will review and approve your request. Upon approval, they will send the documents back to you. Finally, you will need to submit these documents to the regional EPF office. From there, you will receive your funds.

My Honest Answer: Carry Forward Your PF

While the process of withdrawing your PF amount is legitimate, I encourage you to consider leaving the amount in your PF scheme. Carrying forward your PF can provide valuable benefits such as tax deductions and better retirement planning. If you face a mandatory situation and must withdraw, you can easily do so through the EPF portal by following the steps outlined above.

Keywords: Provident Fund Withdrawal, Wipro PF, PF Account Closure