Understanding the Timeline for IRS Stimulus Check Resend via Mail
Receiving your stimulus check through the mail can be a lengthy process, especially if your bank returned the funds due to a closed account. Here, we break down the typical timeline and offer suggestions for how to proceed if you haven't received your check within the expected timeframe.
Typical Timeline for Resend
Once the IRS identifies that the bank has returned the stimulus check due to a closed account, it typically takes about 6 weeks for the check to be resent via mail. This process can vary based on various factors, such as the time it takes for the bank to report the closed account, the processing time within the Treasury, and the delivery time via the US Postal Service.
Steps to Follow if Not Received After 6 Weeks
1. Check the Mailing Address: Ensure the address on file with the IRS is up-to-date and correct. The IRS often uses the address from your 2019 federal taxes. If you have moved since then, make sure to update your address with the IRS.
2. Contact the IRS: If you haven't received your check after 6 weeks, you can contact the IRS at their toll-free phone number or visit a local IRS office. Provide them with your case details and ask when the check was resent. They can provide you with estimates based on their records. Be sure to keep track of the date of your call or office visit, as this information can be helpful in your case.
3. Acknowledge the Delays: Be prepared for possible delays, as the IRS is currently processing a backlog of over 3 million uncompleted tax returns. Many taxpayers are receiving their checks via direct deposit first. If your case is taking a longer time to resolve, allow for additional time as you can expect it to take at least 30 days before you file for it being lost in the mail.
Further Tips and Considerations
It's important to be patient and thorough in your efforts to resolve any delays. The IRS processes requests meticulously, and it can take time to get a response. Additionally, remember that the US Postal Service (USPS) can also impact the timeline. USPS typically takes about 1-2 weeks for standard mail, but postal delivery times can vary due to factors such as weather, holidays, and unexpected delays.
Conclusion
The timeline for receiving a resend of your stimulus check via mail can vary, but staying informed and proactive can help you manage the process more effectively. Always keep a record of your interactions with the IRS and the US Postal Service. By staying informed and patient, you can ensure you receive your check in a timely manner.