Procedure for Setting Up Internet Banking Services
Online banking, also known as internet banking, has become an essential part of modern financial management. It offers a convenient way to manage your finances from anywhere at any time. Here's a comprehensive guide to setting up internet banking services at your bank.Eligibility for Internet Banking
Before you can set up internet banking, you must meet certain eligibility criteria. Typically, you need an active bank account with the bank that offers internet banking services. Ensure that your account is in good standing and that all the required documentation is up-to-date.Steps to Get Internet Banking
1. Visit the Bank:
Visit your bank's branch or navigate to their official website. Here, you will find the necessary steps to start your internet banking journey.2. Application:
In-Person:If you are at the branch, request a net banking application form. Fill out the form and submit it along with any required identification documents. Online:
If the facility is available, you can apply for internet banking through the bank's website. Look for an option labeled "Sign Up for Internet Banking" or "Apply for NetBanking."
3. Receive Credentials:
After your application is processed, you will receive your internet banking credentials, which typically consist of the following: User ID Initial password (or a temporary password sent to your registered mobile number or email)4. Login:
Go to the bank's official internet banking website and enter your User ID and temporary password to log in for the first time.
5. Change Password:
Upon your first login, you will usually be prompted to change your temporary password to a new secure password of your choice.
6. Set Up Security Features:
Some banks may require you to set up additional security features such as security questions or two-factor authentication.
7. Explore Services:
Once logged in, you can explore various services offered through internet banking, such as transferring funds, paying bills, and checking account statements.
Specific Instructions for SB Bank
For users of SBI, the process is relatively straightforward and can be done online. Here are the specific steps:1. Visit Online SB:
Head to and click on "New User Registration." A new window will pop up with a registration form.2. Fill Your Details:
In the registration form, you will need to fill in your account number, CIF number, and branch code. If you cannot find the branch code on your passbook, click on "Get Branch Name" to retrieve it.3. Submit Information:
After filling in all the required information, click on "SUBMIT." A new window will appear asking for an OTP (One-Time Password) sent to your registered mobile number.4. Enter OTP:
Enter the OTP and proceed to the next step.5. Enter ATM Information:
Choose whether you have an ATM card and enter the required ATM card information.6. Set a New Username and Password:
On the final screen, you can choose a temporary username and login password for your first login. Set a new username and change your password to ensure you have strong security measures in place.Frequently Asked Questions
What do I need to set up internet banking? You need an active bank account, a working debit card, a registered mobile number, and a valid email ID. How long does it take to set up internet banking? The process typically takes less than an hour, and some banks allow you to set it up online in just a few minutes. Can I set up internet banking without visiting the branch? Yes, many banks allow online application for internet banking, making the process convenient and time-saving.For more tailored instructions based on specific bank procedures, please consult the bank's official website or contact your local branch.