Investing 35 Lakh INR for Monthly Returns: Strategies and Insights

Are you looking to invest your 35 Lakh INR and generate a consistent return of 1 Lakh INR per month? While it may seem like a lofty goal, with the right strategies and a willingness to take calculated risks, it is indeed achievable. In this article, we explore various investment options and strategies that can help you reach your financial goals.

Understanding the Return Expectations

A consistent return of 1 Lakh INR per month on a capital of 35 Lakh INR translates to an annual return of approximately 34%. While this may not seem unrealistic, achieving such consistent returns requires careful planning, research, and a willingness to take calculated risks in the stock market.

Stock Market Investment Strategies

To achieve your monthly return target, you can consider investing in a diversified portfolio of quality stocks. Here are a few key companies that are known for their strong fundamentals:

Map my India - known for its innovative approach in the real estate technology sector. Dixon Technology - a recognized leader in the electronics industry with a solid track record and strong fundamentals. Nestle - a global leader in the food and beverage industry, offering stable returns and consistent performance. HDFC - one of the largest and most trusted financial services companies in India. DMart - a retail giant with a strong presence across India, providing a steady return on investment. Nazara Technology - a gaming technology company with a growing market share and strong potential for growth. Azad Engineering - a company with a robust manufacturing base and a growing customer base. Britannia - a renowned food products company with a diversified portfolio and consistent performance.

It is important to follow these key investment principles:

Figure 1: Market Timing and Sentiments

Be greedy when others are fearful Be fearful when others are greedy Market timing can be difficult, but it is important to buy during market downturns, especially in sector ETFs such as Nippon Nifty Patience is key in investing, as the long-term investor has a higher chance of success over short-term fluctuations.

Alternative Investment Strategies

For those interested in an alternative approach, investing in physical commodities can serve as a viable option. One such investment is aluminum ingots, which can provide a good margin and steady returns.

Buy Aluminum Ingots Commercial Grade: Purchase aluminum ingots at approximately 160 Rupees per kilo.
Sell to Manufacturing Companies: Offer a margin of 10 Rupees per kilo to manufacturing companies, allowing for a 10% margin. Provide credit terms ranging from one week to ten days, with a GST bill as payment proof.

Start with a small quantity to test the market, and gradually increase the volume. This investment can provide a steady income, especially when the broader market is down.

Conclusion

Navigating the world of investments can be challenging, but with the right strategies and a patient approach, it is possible to achieve a significant monthly return. Whether you opt for the stock market or physical commodities, it is important to thoroughly research and understand the risks and opportunities involved.

If you have questions or would like to further discuss your investment strategy, feel free to reach out. Your success is our goal, and we are here to help you get the most out of your investment dollars.