ICICI Coral Credit Card: Where and How to Spend It for Maximum Benefits

As a cardholder of the ICICI Coral credit card, you have access to a variety of convenient spending options. This guide will help you make the most of your ICICI Coral credit card.

Where To Use Your ICICI Coral Credit Card

ICICI Coral credit card is widely accepted, making it a versatile choice for various purchases. You can use your card at:

Retail Stores: Most physical retail outlets, both national and international chains, that accept Visa or Mastercard. Online Shopping: Online e-commerce websites and apps where Visa or Mastercard is accepted. Dining: Restaurants and cafes are familiar with accepting credit cards like the ICICI Coral card. Travel and Booking Sites: You can use the card to book flights, hotels, and other travel-related services. Utility Payments: Paying bills for utilities such as electricity, water, and gas is also possible with your credit card. International Transactions: Your card can be used for international purchases wherever Visa or Mastercard is accepted, though be aware of any possible foreign transaction fees.

Maximizing Your Benefits

To make the most of your ICICI Coral credit card, it's essential to check for any specific offers or cashback deals available with your card at partner merchants.

Things to Consider

While it is convenient to use the ICICI Coral credit card, it may not be the best choice for everyone. Here are some considerations:

Fuel Card Specifics: This credit card is primarily a fuel card and is recommended if you regularly refuel your car from HP fuel stations with ICICI POS machines. Restaurant Rewards: 15% off on restaurants, but options are very limited, especially if you do not reside in metro cities. Movie Offer: ICICI 100 off on BookMyShow twice a month, but similar offers are widely available elsewhere. Yearly Fees: 250 annually, which can be waived if you spend 50,000 monthly.

Airport and Railway Lounge Access Privilege

Upgrade your travel experience with complimentary access to Airport and Railway Lounges in India by using your ICICI Bank Coral Visa Credit Card. This privilege includes:

One complimentary domestic airport lounge visit per quarter. One complimentary railway lounge visit per quarter.

Conclusion

Using your ICICI Coral credit card wisely can significantly enhance your financial and travel experiences. Always check for current offers and ensure that your spending aligns with the card's strengths and benefits.