How to Transfer Money from Cash App to Chime: A Comprehensive Guide

Transferring money from your Cash App to Chime is straightforward and can be accomplished in various ways. Whether you are sending money directly to a Chime account or linking your Cash App to your Chime bank or debit card, the process is efficient and convenient. In this guide, we will walk you through the methods to make these transfers, ensuring you understand every step and consideration.

Direct Transfer to Chime Bank Account

For those who have both a Cash App and a Chime-linked bank account, you can transfer money directly from Cash App to the Chime account. Here are the detailed steps:

Step-by-Step Direct Transfer

Step 1: Link Your Chime Bank Account to Cash App Open the Cash App on your phone. Tap on the profile icon or the bank icon on the home screen. Select Link Bank. Enter your Chime routing number and account number. Follow the prompts to complete the link. Step 2: Transfer Money Go back to the Cash App home screen. Tap on the “Cash Out” button. Enter the amount you wish to transfer. Select the Chime-linked account as the recipient. Choose whether you want an instant transfer (with a fee) or a standard transfer (1-3 business days). Add any optional notes and tap on Complete Payment.

Transfer Through a Linked Bank Account

If you have not yet linked your Chime bank account to Cash App, you can still use your linked bank account as an intermediary. This method requires you to first link your Chime account to your Cash App and then proceed with the transfer.

Step-by-Step Transfer via Linked Bank

Step 1: Link Chime to Cash App Open the Cash App on your phone. Tap on the profile icon or the bank icon on the home screen. Select Linked Banks. Tap on Add. Enter your Chime routing number and account number. Follow the prompts to complete the link. Step 2: Transfer Money to Your Chime Account Go back to the Cash App home screen. Transfer money from your Cash App to the linked Chime account. Choose between an instant transfer or a standard transfer. Once the transfer is complete, the funds will appear in your Chime account.

Using the Chime Debit Card

Another effective way to transfer money from Cash App to Chime is by using your Chime debit card. This method is suitable for those who already have the debit card linked to their Chime account.

Step-by-Step Transfer Using Chime Debit Card

Step 1: Link Your Chime Debit Card Open the Cash App on your phone. Go to your profile. Select Debit Cards. Tap on Link New Card and follow the prompts to link your Chime debit card. Step 2: Transfer Money from Cash App Once your Chime debit card is linked, go back to the Cash App home screen. Tap on the “Cash Out” button. Select your Chime debit card as the recipient. Enter the amount and add any optional notes if needed. Complete the payment.

Things to Consider

Fees: Instant transfers usually come with a fee, while standard transfers are free but take longer. Transfer Limits: Both Cash App and Chime have specific transfer limits. Ensure your transaction is within the allowed limits to avoid any issues.

By following these detailed steps, you can easily move money from your Cash App balance to your Chime account or debit card, ensuring seamless and efficient transfers every time.