How to Cancel Your Flipkart Axis Bank Credit Card: A Comprehensive Guide
Are you considering closing your Flipkart Axis Bank credit card? Canceling a credit card is a straightforward process, but it’s important to do it correctly to avoid any complications. This article will guide you through the various methods of canceling your Flipkart Axis Bank credit card and highlight some important points to keep in mind.
Official Methods to Cancel Your Flipkart Axis Bank Credit Card
Method 1: Calling Axis Bank Customer Care
One of the most convenient ways to cancel your Flipkart Axis Bank credit card is by contacting Axis Bank Customer Care via their toll-free numbers. Here’s a step-by-step guide:
Call Axis Bank Customer Care using one of the following numbers: 1860-419-5555 1860-500-5555 1800-103-5577 Ensure you are calling from your registered mobile number to avoid any authentication issues. Verify Your Identity by providing your credit card number and other relevant details. Request the customer service representative to close your Flipkart Axis credit card account. The representative will process your request and provide you with a confirmation number.Method 2: Visiting an Axis Bank Branch
If you prefer to visit a physical branch, here’s what you need to do:
Visit Any Axis Bank Branch. Meet a customer service representative and request to close your Flipkart Axis credit card account. Fill out a card closure form and submit any required documentation. Provide your credit card and personal details for verification. After processing your request, the representative will provide you with a confirmation receipt.Important Points to Keep in Mind Before Closing Your Credit Card
Before closing your Flipkart Axis Bank credit card, it’s crucial to consider the following points:
1. Clear Outstanding Balances
To avoid any interest or fees, make sure all outstanding dues are settled. This includes allunpaid bills, late fees, and any other charges.
2. Redeem Rewards and Cashbacks
If you have accumulated reward points or cashbacks, redeem them before closing the card. This ensures you fully utilize these benefits.
3. Note Impacts on Credit Score
Closing a credit card can impact your credit score. Consider this when deciding to cancel your card. A lower credit utilization ratio can positively affect your score over time.
Alternative Online Cancellation
If you prefer to cancel online, here’s a quick method:
Go to the Flipkart homepage and click on the left three dots. Select “Bank and Debit Options”. Choose “Linked Credit and Debit Card and Cancel”. Follow the on-screen instructions to complete the cancellation process.It’s also possible to send an email to creditcards@ for online cancellation or call the customer care hotline.
Remember to follow the official methods to ensure a smooth and hassle-free process.