How and When to Get Your American Express Business Platinum Card

With the current economic landscape, especially post-pandemic, having a robust business credit card can significantly benefit your company. The American Express Business Platinum Card offers numerous perks and rewards that can help you manage and grow your business. Here’s a detailed guide on how and when you can obtain your card.

Eligibility for the American Express Business Platinum Card

The American Express Business Platinum Card is a premium credit card designed for businesses that require a comprehensive suite of card benefits. To qualify for this card, your business must meet certain financial requirements and have a good credit score. Additionally, businesses are processed through a provider or a specific program, which means there may be additional criteria set by the program administrator.

For those who have applied between December 1, 2019, and May 31, 2020, due to the impact of the COVID-19 pandemic, American Express has extended the period to make eligible purchases for an additional three months. This extension ensures that businesses can take advantage of the welcome offer, even if the purchase period isn't complete.

Application Process and Considerations

The process of applying for the American Express Business Platinum Card is straightforward. The first step is to ensure you meet the eligibility requirements. Once you are confident in your eligibility, you can proceed with the application process. Here are the key steps:

Complete the Application Form: You can apply either online or by mailing in a form. If you already hold a personal Amex card, you can apply online while logged into your account, which might expedite the process. Provide Business Documentation: You will need to provide your business tax ID, legal documentation, and other relevant paperwork. Respond to Boarding Calls: If eligible, American Express may call you to verify details and offer assistance, making the process a bit more seamless. Wait for Approval: The application process typically takes a few business days. During this time, American Express reviews your documentation and credit history. Receive Your Card: Once your application is approved, you can expect to receive the Business Platinum Card via mail within five business days.

Additional Tips for a Smooth Application Process

To ensure a smooth application and approval process, consider the following tips:

Double-check Your Information: Ensure that all the information provided is accurate and up-to-date to avoid any delays. Obtain Necessary Documentation Early: Gather all required documents well in advance and have them ready for submission. Stay Informed About Changes: Keep an eye on any updates or changes to the application process to stay informed and prepared.

Conclusion

The American Express Business Platinum Card offers a range of benefits that can support the growth and operations of your business. Whether you’re applying for the first time or renewing, understanding the process and ensuring you meet the requirements is key to a successful application. By following the steps and tips outlined above, you can make obtaining your Business Platinum Card a straightforward and beneficial experience.

Start your journey today and unlock the full potential of the American Express Business Platinum Card!