How Long Does It Take to Get My Axis Bank Credit Card After Receiving the Application ID?
The time frame it takes to receive an Axis Bank credit card after receiving the application ID can be quite variable. Typically, once your application ID is received, the card is usually processed and dispatched within 7 to 15 business days. However, this period can extend if additional documentation is required or if there are issues with the application.
Processing Timeline
Axis Bank follows a specific process in processing credit card applications. Here is a general overview of the timeline and key steps involved:
Generally, it takes around 7 to 15 business days for the credit card to be processed and dispatched.
If additional documentation is required or there are any issues, this process might take longer. Applicants can track the status of their application through the Axis Bank website or by contacting customer service for more detailed information.
Application Process: Offline and Online
Axis Bank offers a convenient application process through both offline and online channels. Here's a step-by-step guide:
Offline Application Process
Visit the nearest Axis Bank branch.
Fill in your basic details, including your name, mobile number, and PAN (Permanent Account Number).
Check for your credit card eligibility.
Select from the wide range of credit card offers and complete your application.
Online Application Process
Visit the Axis Bank official website.
Click on 'Cards' under the 'Credit Cards' section in the 'Explore Products' tab on the home page.
Select the type of credit card that best suits your needs from the various options offered by the bank.
Click on 'Apply Now'.
Card Dispatch and Tracking
Once your application is processed, the card is usually dispatched within 4 business days. The delivery time can vary based on your location. The bank will provide a tracking ID once the card is dispatched.
Bank Procedures After Application Submission
After submitting your application, the bank must follow certain procedures:
Key Steps
Cibil Score Check: The bank will verify your CIBIL score to assess your creditworthiness.
Address Verification: Confirmation of your permanent address is conducted to ensure the card is sent to a legitimate address.
Document Verification: Verification of your provided documents for accurate information.
Credit Card Number Allocation: Once all formalities are completed, you will receive a credit card number on your Axis Bank mobile application.
Delivery of the Card: The processing and dispatch time can take 5 to 7 business days, including the delivery of the card.
It's important to note that the application ID only signifies the receipt of your application. The bank needs to process it to decide whether to issue the credit card or not. If the decision is favorable, it typically takes a couple of weeks for the card to be prepared and dispatched. If the decision is unfavorable, you will be informed accordingly.
Conclusion
The processing time of an Axis Bank credit card can vary, but applicants can expect it to take between 7 to 15 business days from the moment the application ID is received. Tracking your application and staying informed through the Axis Bank website or customer service can provide reassurance during this period.
If you have any further questions or concerns, reach out to the customer service for detailed and specific information regarding your application status.