Documents Required to Open a Joint Account in State Bank of India (SBI)

Opening a joint account at the State Bank of India (SBI) is a process that involves submitting specific documents. This article will guide you through the necessary steps and requirements to ensure a smooth account opening experience.

Required Documents for Each Account Holder

To open a joint account in SBI, you will need to provide the following documents for each account holder:

Identity Proof

Aadhaar Card Passport Voter ID Driving Licence PAN Card

Address Proof

Aadhaar Card Passport Utility Bill (not older than 3 months) Bank Statement Rent Agreement

Photographs

Recent passport-sized photographs of all account holders

Account Opening Form

Fill out and submit the joint account opening application form, which can be obtained from the bank branch or downloaded from the SBI website.

KYC Documents

Any additional KYC (Know Your Customer) documents required by the bank may also need to be provided.

Proof of Relationship (Optional but Recommended)

Documents that establish the relationship between the joint account holders, especially if they are family members, can be provided as proof.

Additional Requirements

Both account holders need to submit their

Identity proofs Address proofs PAN Cards Aadhar Cards Photographs

In addition, a small initial deposit may be required. While visiting the bank branch, it is advisable to carry recent photographs and the Aadhaar card, Pan card, and other relevant documents.

Opening a Joint Account Online with YONO

For a faster account opening process, you can use the YONO app provided by SBI. Follow these steps:

Download the YONO app from the app store. Enter the required details and generate a reference number. Visit the nearest SBI branch with the reference number. Keep your Aadhaar number handy while entering the details.

Key Points to Remember

Ensure that you have all the necessary documents with you before visiting the SBI branch. It is also advisable to check the SBI website or contact the nearest branch for any updates or specific requirements as they can vary based on the type of joint account being opened.

By adhering to these guidelines and having the required documents on hand, you can successfully open a joint account with State Bank of India (SBI).