Claiming Your Stimulus Payment: A Guide for Late Filers of 2018 and 2019 Tax Returns

The recent stimulus check is an important piece of financial assistance distributed by the IRS as an advance payment of a 2020 tax credit. Despite numerous complications and delays, many taxpayers are still seeking answers regarding their eligibility and the status of their stimulus payments. Specifically, individuals who have not yet filed their 2018 and 2019 tax returns may wonder if it is too late to claim their stimulus payment. This article provides a comprehensive guide to address these concerns.

2020 and 2021 Tax Returns

For 2020, the IRS has stated that they will take into account 2018 tax returns if they are filed before December 31, 2020. However, for 2021, if one has not already claimed their stimulus payment, it is possible to do so through their 2021 tax return, provided they file it by the deadline. Despite the seemingly clear directives, many taxpayers remain in suspense, unsure of their status and potential for receiving the stimulus payment.

Complicating Factors and the Record Check

Personal experiences from individuals navigating this process are often met with frustration. For instance, many have encountered delays in receiving updates on the status of their stimulus payments. This is exemplified by a personal anecdote from a taxpayer who had not filed their 2018 return. The typical message: “Payment Status Unavailable” repeatedly appeared during daily checks. This endless loop of anticipation eventually gave way to a positive outcome, as the IRS page finally displayed a direct deposit date after months of waiting.

One major hurdle in filing a 2018 or 2019 return is the series of complications that can arise, such as business filings, 1099 issues, and other complex tax amendments. These issues can significantly delay the process and cause distress among taxpayers. However, it is crucial to persevere and file the return as soon as possible to ensure the accuracy of one’s stimulus payment claim.

How to File Late Tax Returns

For those who have not yet filed their tax returns for 2018 and 2019, there are steps to take to begin the process and claim your stimulus payment:

Visit the IRS Website: The IRS provides a dedicated page for individuals who have not filed their returns. It also has a section called “Non-Filers Enter Payment Information Here” for those who fit this category. Enter Payment Information: If you do not have a direct deposit set up, you can enter your banking information to facilitate the direct deposit of your payment. Check the Status: Regularly check the IRS “Get My Payment” page to track the status of your stimulus payment. There may be delays, but continuous monitoring is crucial.

Conclusion and Inspiration

In conclusion, while the process of filing late tax returns and claiming stimulus payments can be daunting and nerve-wracking, it is not impossible. Many people have successfully navigated similar challenges, and with patience and perseverance, you can too. Whether you are still waiting for your stimulus money or have just updated your information, know that it is never too late to file and claim your due payments. This article is a call to action for all taxpayers to take the necessary steps to secure their financial future through timely filings and direct interventions with the IRS.

Photos and screenshots courtesy of IRS and CNBC via a social media post. Another campaign message: “Another phone bites the dust…., but at least I have some stimulus money coming so I can get a new one.”