Axis Bank Debit Card International Usage: Understanding Fees and Activation

When considering using your Axis Bank debit card internationally, it's essential to understand the potential extra charges associated with activating the card for such use. This article will help clarify the charges and the process of activation.

Extra Charges on Activating an Axis Bank Debit Card for International Use

Typically, there are extra charges when activating an Axis Bank debit card for international use. These charges can include:

Foreign Transaction Fees

Axis Bank may charge a fee, usually a percentage of the transaction amount, for transactions made in foreign currencies. This fee is applied each time you use your card overseas.

ATM Withdrawal Fees

If you use your debit card at ATMs abroad, you may incur additional fees. These fees can include a flat fee and/or a percentage of the amount withdrawn. It's important to note that some ATMs may also charge their own fees on top of the ones from Axis Bank.

Dynamic Currency Conversion (DCC) Fees

When you choose to pay in your home currency instead of the local currency while abroad, the merchant may charge a DCC fee, which is often higher than the standard exchange rates. While DCC is convenient, it's usually better to pay in the local currency to avoid the higher fees.

It's important to check the latest fee structure on the Axis Bank website or contact their customer service for the most accurate and updated information.

Are There Extra Charges for International Usage?

No, there are no extra charges applicable if you activate your Axis Bank debit card for international use. However, the applicable charges are on the transactions you make overseas based on the bank's exchange rates.

Some of the best debit cards from Axis Bank for international use include:

Burgundy Debit Card Titanium Rewards Debit Card Delight Debit Card Online Rewards Debit Card Priority Debit Card

Activating Your Axis Bank Visa Debit Card for International Use

For Indian residents, there are no extra charges for activating your Axis Bank Visa debit card for international use. However, if the card is used overseas, additional fees may apply based on the bank's exchange rates.

Here's how you can activate your card:

Through Net Banking - go to My Debit Card More Services Through the mobile app - download and log into the Axis Bank app By calling the customer care - the contact numbers are on the back of your card

There are no additional charges for activating or deactivating the card for international usage.

Due to recent issues related to card fraud, Axis Bank cards are not pre-activated for international use. You can activate your card by going to the mobile app or calling customer care.

Conclusion

We hope this guide has helped you understand the extra charges and activation process for an Axis Bank debit card when used internationally. Always check the latest information from the Axis Bank website or contact their customer service for the most up-to-date details.

For more information on Axis Bank services, visit their official website or contact their customer service.

Thanks for reading!